However, as you stated, Memphis can vary significantly by street, so I recommend visiting the area personally and observe the specific streets and surroundings, or doing a zoom call with a trusted realtor who has physically been there. 

I think that the premise of this conversation is wrong. 

Relieves the landlord from liability for property damage or personal injuries caused by the landlord's negligent acts or omissions.To put it simply, if the landlord causes damage or injury to a tenant then the landlord will be responsible for it.

DSCR LoansThis is a perfect 30 year fixed loan designed for Real estate Investors that have trouble showing personal income or are capped at the number of conventional loans they can have.

We just want to move out of this house to a new home, then spritz this one up a bit to get the most outta the sale.Is there anywhere one can find a private personal lender?

I found 9 different llcs all titled to the same person with address to suits that are being rented by social workers all the way to a staples in California.

This is an insanely loaded question.Me, personally...

I have a decent salary, excellent credit score, no personal debt, no personal mortgage.

If so, I personally don't think house hacking is what I would do. 

I have so many people who bought a parcel at tax sale, so thrilled with the deal they got and then when they bring it to me, I usually find development constraints that make it clear why the last person abandoned it.