Fame is fleeting.

If you have outstanding debt on your credit report, getting them removed either through dispute or by paying them off will make your score jump pretty quickly.Moving forward, the most important thing you can do is make sure every payment is made on time.  

Things like too many late pays on the credit report, lacking necessary income, previous evictions, criminal records, outstanding judgements on credit report, too much debt, etc.Lastly, your PM should be actively engaged in protecting your home.

Owner has an outstanding HELOC of 130k against the property.Current rents are 750 for 3 of the units and either 550 or 575 for one of them.

RealtyTrac let's me find those foreclosures, then I use the county site to get exact details such as outstanding loan balance, case status, etc.

Water billing for outstanding water bills. 

This is not the same with Homestyle renovation loan where the borrower could technically be underwater and do a non owner renovation loan as long as their total loan outstanding is still within guidelines (75-80% LTV) with regards to the ARV."

You must also have 2% of the outstanding balance of the mortgage of the rental as reserves.

The other two tenants are trying to take him to court to collect what is outstanding between them. 

@Mekail Faquir@Brian AdzadiRegarding taking a 401k loan:You would have to confirm that your 401k plan allows for a 401k participant loan (and that you have not had an outstanding loan in the last 12 months).If yes, you can borrow up to 50% of the balance not to exceed $50,000.The repayment terms are equal monthly/quarterly payments (as you prefer) of principal and interest (e.g. prime + 1%) spread over a 5 year term (or longer if you will use the loan to purchase your primary residence).