Another thought is to look for listings that have been on the market a long time and/or have dropped consistently in asking price.  

Im from staten island, NY and have searching outwards because prices in my area are pretty high.

yes, thank you, Jeff.The Closing Disclosure replaced HUD-1, consists of 5 pages and among other things include the following (straight from your link): o Information identifying borrower and loan;o Loan Terms table;o Projected Payment's table; ando Costs at Closing table(here is the link to the CD itself: (http://files.consumerfinance.gov/f/201311_cfpb_kbyo_closing-disclosure.pdf)Further, it says "The settlement agent must provide the seller its copy of the CD no later than the day of consummation".But where does it say the seller has no right to know the closing costs?

Guess it might be a matter of being better as an island vs part of a network.

It takes time, but if you are consistent it not only builds your knowledge of the surrounding areas, but it also can lead you to some hidden gems!

They will do 8% pref plus 65/35, deliver 20-30% IRR, and have a consistent track record. 

Hey Barry, I don't know all of the details of your situation, but if there is a job that will give you consistent pay, I don't see a problem with you working there to save up a little bit of money.

Just thinking about what Island would be best and if the market out there is better or worse?

As far as Hawaii we are looking at Big Island (Kona area) or Kauai.

Hi,Im an aussie living on an island called cyprus.