If you feel strongly about her potential as a good tenant, why not offer her lower rent and slowly increase it as her situation improves.

There is a simple solution - just do a cash out refinance.

I would try and cut out the PM it's only a SFH to increase your cash flow.

However, rents keep increasing and, assuming you get fixed rate loan, your p&i is fixed.  

What are some thoughts on putting say 30% down to increase cash flow a little bit and pay less interest over the life of the loan ?

Just a simple math:Let's say I buy a home for a million dollars, with 20% down and 30-year term    interest rate = 5%     +    property tax = 1%    +    maintenance = 1%    -------------------------------------------------    = Total 7% annual costs of owning a house Now, during the 30 years of owning the house    Average homes in American appreciate 5% annually     -     Inflation runs 3% annually    ----------------------------------------------------------    = 2% gain annuallyThose are just rough numbers.

Breaking these three down on the direct impact they have had on multifamily pricing: rising interest rates impact your cost of capital, and taxes and insurance impact your net operating income (NOI) which has a multiple effect on evaluations when using the NOI approach for assessing value.Value, while a simple definition, is a complex concept.

This year, experts have noticed that the real estate market has been witnessing an increase in foreclosure activities across the country, including a remarkable shift in commercial foreclosures.

I have never used an attorney for a simple eviction.

With that we can eliminate our utility costs which increases our bottom line and adds value to the building.