These advisors will actually advise about your estate and succession plans instead of push product.  

They actually can have liability if they don’t withhold.

Unfortunately, I have been guessing about a lot of things I shouldn't have been guessing about! 

I don’t plan to hire a property manager, so actively I guess.

I have never heard anyone using them but I would love to hear some feedback on how they actually manage vacation rentals.

The fact that you have 8-10.5% interest rate and still cash flow is impressive, but I'm guessing part of that is because you put a lot of money down. 

I guess I should have mentioned, I am looking for multifamily commercial.

Sure, why not, that actually adds to the professional community, I'm sure the accountant one unit over wouldn't mind either.

I am trying to reconcile actual material spend per category vs. what was initially allocated, and it's getting cumbersome going through 100s of line items.If there is a different way to go about material budget reconciliation, happy to consider that as well

If you have actual deals lenders talk to investors everyday looking to get pre approved.