It is simply foolhardy to purchase into an HOA without review of the Governing Documents specific to that project.

While the other Governing Documents such as By-Laws, Declaration, and House Rules, will tell you how the HOA is supposed to be run (meeting notices and rules, Board makeup and voting); what elements of "your" unit you are directly responsible for; and how you and your guests act on, or use, the common areas, it is the Budget and Reserve funding that will generally have the most direct effect on actual expenses.

What does allegiance government relocation means?

Well, the government owns it (taxes that never end), but allows the bank and myself to claim ownership for the moment...

(Banks that won't work include: Tower federal, arlington community federal credit union, and department of commerce federal credit union.)Any ideas or recommendations that you have would be much appreciated!

When I think of Chicago, I think of over-price, over-regulated, city of corruption (at least 2 politicians in federal prison I think) that's located in a fiscally unsound state.

I also reached out to Navy Federal, and the second rider of my home disclosures doesn't mention STR or MTR.

As for laws and regulations, you may have to check with your city government to confirm short-term rentals are legal with or without a permit.  

Oshkosh truck is large corporation that makes vehicles for the military but this also leads to an up and down employments as they go from government contract to government contract.

Still there are more lucrative than that if we are talking about building stuff, commercial and government buildings.