If you make minimum wage and want a $100k HEL, I think you'll find it difficult to obtain.So based on what you've said so far ... may more money at your job, or ask for a small amount from the bank.

Tim,People aren't going to like what I'm about to tell you, but the truth is with technology, buying out of state is not nearly as difficult as you think.My last 12 deals have all come out of state.

John, because of the rural nature of the Lakes Region, I think you'll find that it's difficult to form a group that is sustainable with sufficient attendance. 

It's difficult to comment on the rate without at least a general ballpark of the size, general location, and status of the asset.

Based on my experience, prices have increased so it is difficult to find a deal in sfr and make the numbers work.I'm an investor in Becker.  

It is more difficult now to buy property with a big enough spread to do it with little money out of pocket.

But they are far more difficult to manage.

Without knowing the companies you are invested in, it is a little difficult to really make reccommendations. 

Being active duty makes it difficult to be able to really focus on my real estate investing, I can only imagine what my business would be like if I could put even 50% of my time into it.  

Provo is a great place and will not likely drop much even in a downturn (I have 2 buy and hold rentals there now) Trying to cash flow any new purchases in Provo is extremely difficult unless you buy condemned property and rehab it all your self (and don't mind still paying $150/sq ft for that) There are to many wanting to pay too much and gamble on appreciation.