Got another quick question: I’m still not fully set on if I want to house hack a larger multi family or get a single family on a conventional loan and rent out.

If the seller admits home has foundation issues and is willing to negotiate concessions would that automatically cancel conventional financing?

I am wondering if this can be a solution for investors with more than 10 investment properties.They claim that "The property’s cash flow may be utilized for investment properties in lieu of conventional methods".

With that being said, it did not qualify for conventional financing, making the cash investment too high for most in the community.

Conventional.

Are you unable to get a conventional loan?

@Meghan RahillFHA tends to have a few more hoops to jump through vs conventional and I can understand why a seller would prefer conventional loans vs FHA ones.

I am looking to put about 5% down for a home- however one realtor I have been working with stated sellers have been less willing to work with FHA loans in comparison to conventional loans.

But regardless of what I have saved and have in investments I keep hearing that without a W2 conventional lenders have their hands tied by Fannie and Freddie. 

I'm curious on people's opinions between commerical loans with variable rates over 25 years vs conventional fixed rate mortgage over 30 years when looking at SFR and small (duplex/triplex) MFR.