Cost is 285k im not sure what the closing cost will be im estimating the followingPurchase price 285kClosing cost 6kRehab [email protected]% conventional Down payment 5% 15kI dont know what rent for the area but i look and see maybe $1400 each unit Im doing $80 for water per month$125 insurance month$200 repairs per month$300 taxes per month$1487 Mortgage $700 plus Cash flow Am i missing anything ?

I’m looking at a house to purchase...by my bank wants to charge an interest rate that I’m not too fond of?

Would the bank do conventional financing on an empty property. 

No....but most state and local governments charge a transfer tax.

What I do is when water bill comes I just text them a copy of it and charge them only usage part of the bill.

That HML is going to come due and most if not all conventional banks are going to want that seasoning period done before they will refi you out of the HML.  

Now they want to take us to small claims saying that they left it better then when they moved in and they should not be charged the cleaning.

We had a great loan officer there who worked with us in obtaining conventional financing on investment properties where most lenders made the process incredibly difficult and wouldn't account for all of our rental income/properties.We are looking for a new loan officer in the area who has + referrals from investorsWe will be purchasing our primary residence in the next yearThanks!

What do brokers usually charge for a buy or a sell?  

What is reasonable amount to charge for a 3 family home....fire alarm system set-up and monitoring?