Every step along the way, however, you are going to be asked to 're-up' your commitment levels, possibly raise additional funds, etc - and if you don't have the credibility, capabilities, cahoonas, whatever...... 

Approval process is much faster and rules are much more relaxed.I recently got permit approval in SJ (Willow Glen) for a 630 sqft attached ADU + 170 sqft addition to the existing unit. 

Having to completely redo the roof on a friend's addition that's only ten years old because they did this.

In addition, you may have one after a year or more of the policy being established.

Once you get established and comfortable with the property, you can throw additional money at the mortgage each month and have the same effect as a 15-Year Loan. 

I have a prospective renter who wants a 6 months lease but is willing to pay $150 over my asking price and a full months pet deposit in addition to the full months security deposit.The problem is he has no credit score.

Additionally, since the $86,000 is being allocated to multiple projects around the property, the units will not be fully renovated but the rent be at market value.

If i do ill try to pay it off and add it to the list of rentals that i will hopefully own,  but I really want this flip to go through so I can make  a lump sum to move forward in finishing my property i already paid off, and pay off a second. 

These are professionals with additional training and a stricter code of ethics.

They charge me a flat 6% of the gross collected rent with no additional fees such as what you've listed in your post; with the exception that I reimburse them for advertising when there's a vacancy.