Seems like every page has a sales item on it, I'm not sure if it is a community or a web-store. 

Agree, but I would add since you plan on holding the property, have the HVAC contractor do a professional inspection/evaluation in addition to a quote for the items from the inspector.

I am sure this fits some folks' business model.

If its your collection of model train sets, you work around it.  

A lot of people have problems with this business model, however it works well for us. 

The basic premise is, you add $5K for each major repair the property needs and if you have five items, add another $5K to the tally to cover yourself.Makes sense?

Get at least two contractors for each to give your their opinion of the operating condition of those items.  

I recently wrote the blog post What Serving on My HOA Board is Teaching me About REI and today I can add one more item to the list: Opportunity to Find Partners.

 Hello again @Curt Smith and @Ken Rishel, I just realised that maybe I should take a step back and ask the question, is providing owner occupant seller financing possible or worthwhile as an investor's business model?  

A fixed amount for a property, based on the condition of the high dollar amount items and likelihood of failure.