You may be able to find it yourself here...http://www.hud.gov/offices/adm/hudclips/letters/mortgagee/The figures above re how many Americans own their homes free and clear are distressingly pessimistic.

I've read about the 50% and the 2% rule and I think I have a clear understanding of it.

Nothing major, but this actually happened in my last rehab, in the kitchen over the ceiling fan, but it was a broken water pipe.After pulling the access panel, it was clear that someone kicked and broke the over flow off and then replaced the access panel.

I'm wondering if someone can clear this up for me.

If a property is well marketed, it's true value (at this current moment in time) is clearly apparent.

Clearly, you don't know what you're talking about.

I have some agent friends and they've never been real clear where that line goes.

The whole block has businesses in which were once SF houses, so its clearly been done before in this area.In the topic of rezoning, would I have to go through the municipal government and file my claim?

.- Read biography on Theodore Roosevelt

He clearly has a drinking problem.