-Loss of Use; -- This reimburses you for loss of rents if a covered loss makes any unit(s) uninhabitable, up to the reasonable amount of time for the repairs, or a set period such as 12 months, whichever is less.

If he is based in CA and he found a property in NY that we partners on, I don't know if he spent money on airplane fare to find the deal or if he stayed in a hotel to check the property out, or how much is his cellphone bill or how much is his internet bill.I have my own overhead like office space, internet, gas for my car and my Virtual Assistant in India.

But as previous business owner, I know filing for taxes can be flexible to a certain limit, such as meals, cell phones, car payments under business or personal, etc.  

As for the free cell phones, that's a good idea, not because it means poor people need to have what rich people have but because without a phone you can't get a job.

Here is my cell phone to text or phone if plans change: 303-900-2483 [email protected]

When I had a few houses, I used one cell phone.

Today, I include the type of cell phone they own.

Anyone who, for compensation, sells, offers to sell, buys or offer to buy, or negotiates the purchase or sale or exchange of real estate...leases or offers to lease or rents or offers to rent any real estate or improvements thereon is required to hold a real estate license.54.1-2103 are the exceptions, if you are an employee of a real estate management company, an attorney acting in his official or professional capacity and if you are the receiver or administrator of an estate, then you are exempt.54.2105-2 penalties, costs of criminal investigation by the department or board, and $1,000.00 fine or all profits from such transaction, which ever is greater.

While in Russia, Cell Phone calls are $5.00 per minute.

I use an VOIP messing service that forwards calls to my cell phone, but takes messages for me if I do not answer.