
19 April 2024 | 15 replies
Yes - DSCR Loans can go through LLCs and these will typically not be reported on personal credit (unless it goes 90+ delinquent if you are the personal guarantor).

21 April 2024 | 12 replies
Also FED has little to no control over 10yr, which is just the projected 10 year real GDP (2.5-2.75% today) plus the projected 10 yr inflation rate (2-2.5%) currently, and of course Cap Rates are typically 150-175 bips above that with a 9-12 month lag.Many smart economists like Dr Steve Hanke and John Greenwood at Johns Hopkins take the opposite position that 10 yr is going down big time soon, due to M2 money supply contraction of 3.5% over last 2 years, M2 has only contracted 4 times since 1913, and every time there has been a proportional recession.

20 April 2024 | 10 replies
For example. 70%/30% up to $X in sales, then 75%/35% up to $Y in sales.

21 April 2024 | 8 replies
For example, the current value of your fence in its current condition, not its original cost.

21 April 2024 | 22 replies
Hi @Drew SygitSounds like a tough situation for both you and your investor.Over the last few years, HomeRoom has housed thousands of roommates in our homes and used that time/experience to fine-tune our approach when dealing with cities and neighbors.City interactions are quite rare and we are typically able to work through them.

21 April 2024 | 15 replies
I never recommend out-of-state investors buy anything for less than about $55-75k all-in or, generally, it will be in an area that has a mediocre tenant pool with high turnover and bad turns when they leave; the price to rent ration doesn't matter when these items eat up your profit year after year.For multis, it's a little different, but I typically ask them to focus on units that rent for about $500-550 minimum to have an easy time managing them and finding quality tenants.

20 April 2024 | 4 replies
We have bought hundreds of loans the past several years, you cannot buy them from a MBS, they have to be removed from the security (typically due to non performing), or they did not qualify to be securitized (scratch and dent).
20 April 2024 | 9 replies
Material participation might involve managing properties, handling leases, or overseeing maintenance—activities that are more hands-on than those of a typical passive investor.I recommend doing some tax planning and see what options you have .

20 April 2024 | 4 replies
The next step is to pull out some cash typically a cash out refinance and use that cash to put down on another investment property.Are you strictly using your liquid reserves/earned income to buy versus using the equity to pull cash out?

21 April 2024 | 6 replies
Example: "I want to build financial independence through real estate investing.