What do your contribute to society that is so special that you deserve to make enough money to buy in the popular areas?

@Louis Lollino Not sure what state you're in, but we offer a specialized Heloc that has an option to fix the rate for a set amount of years.

I am a former CFP and financial advisor who's now working as head of accounting/finance at a 500 unit multi-family operator and developer in LA who specializes in Section 8 tenants. 

Only some companies may run some sort of special deal on a rate but that usually comes with their own terms like a 15 day rate lock (so, yeah, you've got to close within 15 days to get that rate). 

Some regions in Italy also offer that guarantee in special cases.

Full time investors will spend 60-80 hours.5) What specialized skills do I have that will help me succeed?

@Peter Fuentes Post-covid times can be a big factor with the market specially when the eviction ban lifts.

I work with commercial advisors who specialize in multi-family and all of which who focus on subsectors in each given market. 

We Refi'd into a specialized Heloc that allows us to access up to 80% of equity, with a much longer term and more stability than traditional helocs.

Stannard washing machines have special plumbing requirements.