It will not hurt your credit score significantly (1-5 points max for a hard inquiry) but it may raise a red flag to the lender doing the refi.

Good morning I have a question I'm in the process of getting preapproved for a mortgage and I have an item in collections that is lowering my score I tried disputing it months ago but it wasn't removed so I called to just pay it off and the collections agency stated that they dont do pay to delete I called 4 separate occassions and was met with the same response I have the money to pay off the account so should I just pay off the account and hope they remove the item off my report or just leave it as is?

Joe Fairless's book is incredible but maybe too advanced if you're just starting out.

(Eg credit score, employer reference). 

They may come across an incredible deal they can't pass up or they may encounter a hardship that requires the money.

And I just came across an incredible stat while doing some research for another client. 

@Roger Brogan  It's hard to say without knowing credit score and occupancy. 

The rates vary and depend on a few factors like credit score, LTV, property type, market, etc but it's not unheard of to be in the 5.25% - 6.5% range for a 30 yr fixed rate. 

Marketing time is built into any good business model ;)But you'll notice those scores on the side of the forums start to drop this time of year for a bit lol We're all insanely busy is my guess- but if you don't stop to spend 15 minutes on something else you'll go nuts. 

Am I going to have to let this incredible opportunity go?