Traditional refinancing and selling has proven challenging, so I’m considering more creative options, such as private lending or partnership arrangements.Questions for the Community:Have any of you dealt with a similar situation? 

In Gary Keller’s book, Shift, he lists 25 creative options that are most common, but barely scratch the surface:- Seller Contributions- Seller-Funded Permanent Buydown- Seller-Funded Temporary Buydown- Owner Financing- Contract For Deed- Seller Second Lease Option And Lease Purchase- Seller-Assisted Down Payment- Wraparound And Assumable Mortgage- Gift Funding- Selling And Refinancing Existing Assets- Non-Occupied Co-Borrowers- Using 401(K)- Temporary IRA Transfer- Pledged Asset Mortgage- Equity Transfer And Bridge Loan- Employer-Assisted Mortgage- Lender-Funded Buydown- Fannie Mae’s “My Community Mortgage”- Running Scenarios With Automated Underwriting Systems- Adjusting Amortization Period To Lower Payment- Adjusting Interest Rates To Cover Closing Costs- State, Province, And Local Grant Or Bond Programs- Mortgage Credit Certificate- Private LendingHe said these options barely scratch the surface.

The airport expansion is one of Middle TNs largest projects at the moment (private and public) and after the project started, planning realized it wasn't big enough.

Would raising just the 20% from private lenders and then getting a loan based on the down payment not be looked at favorably.

I'm a land broker from Southern California, and I'm starting to help a group in Texas who has a unique business plan.

I was just at a conference where several hard and private money lenders fund these deals for investors and developers. 

Consider other factors like landlord laws, taxes, population/business growth.

This is my business since 2011.

I don't think you are clear on wholesaling as a business.

Has it made a major difference in your business?