But no one that stupid is going to ever get to the point where they are entertaining a 100-unit, so there's no point in trying to market to that person, they don't really exist at that scale (and, to they extent that they do, they aren't falling for real estate scams, they are falling for crypto/nft/blockchain/ai [+ next years buzzword, whatever that is] type scams). 

I ended up expanding my personal credit by $8,000 on my own.

My personal goal is to generate as much cash flow as possible so I can reach FIRE status as soon as possible and then just invest in RE full time.

Having a trusted person or family member generally sounds good for starters buy because of that relationship you might get into the issue of late payments.

If you can't keep control of your personal finances, you are highly unlikely to succeed in real estate investing.

If you actually want to be a decent person, as well as, a good landlord, stay away from property management companies!

Then: I want the lowest interest rate possible.Now: I want the easiest bank to work with.I think my investing career has gotten easier and more fun since I've changed my mind on the above 3 items.

@Lien Vuong Quincy is my personal favorite due to asian food and community but as you mention slightly far from the city for STR but if I get a walking distance from the T, that would be doable. 

Personally, I'd pick a tenant friendly state and choose states that don't have barriers to entry (insurance, financing, weather, etc).

Each piece is a pricing add.Location, unit type/number/style/mid rise/single story, mortgage middle FICO, Down payment percent, prepay type, 3 points - no points, market rents, property good to perfect condition, rented at close with verification, reserves, vesting is real person or single LLC are the pieces that deliver a rate at a moment in time.