Are you able to find a co-signer (parent, family?)? 

The house is too close to my parents as well.

However, your parents may be able to co-sign for you if they are willing to do that?

The simplest way to fix it is to have someone else co-sign, possibly a parent, if that's something you can do.

I have been withholding final payment for 9 months.  

I took advantage of a 5 hr car ride to my wife's parents over the holidays and she's on board now too!

The July tenants have one dog (they are MTSU students and have parents co-signed on the lease). 

For at least 20 of those years my parents have been property managers.

This property is a fourplex and the only rental my parent's have owned since 2005.

If you’re okay moving back in with your parents or crashing on a friends couch if it takes longer than expected, then maybe you quit and go full time.I’d definitely build my business faster without commuting back and forth to the pentagon every day.