San Francisco’s 10.3% annual gain is its first double digit year-over-year increase since July 2014.Also read: West Virginia sees largest drop in home prices over last year Unlike other measures of home prices, the Case-Shiller report includes three months of transactions — in this case, January, February and March.

These lenders often charge a higher mortgage rate than a conventional mortgage lenders. 

Some of these complexes are not brought up to the digital times yet.You say water is 55k.

So these "low equity nice house" deals are almost the opposite of "high equity ugly house" cash deals.The BUYERS - you want to market for buyers that have a good job, family, etc. but have had some issue in the past that is preventing them from qualifying for conventional financing.  

You are competing against people with deep pockets that don't need double digit returns for this to be attractive to them.    

I heard the BP ones were really good but it seems they're not every year.What are the good conventions for real estate investors?

as Tammy said, I would encourage you to find a company that is willing to insure "high risk properties" conventional insurance companies chose to stay away from this kind of risk but if you work with an agent (who uses different companies to write policies) you will find out that you have more options to insure your property, hope this helps!

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You can find non-conventional financing for both rehab deals and buy and hold deals.

The last 3 scores were provided to me by Wells Fargo when I applied for a conventional mortgage two weeks ago.