@Ryan Blake thank you for your vote.

Once you get into the bigger commercial stuff, you can purchase software specific to your asset class of choice, but still make sure you understand what that software is doing and don't just blindly plug in numbers.Hope this helps a bit. 

@Ryan XuThanks for taking your time to reply Ryan.So yes upfront I put up 11k out of pocket( that is with seller paying a max 3% concession).

If you live in a no income tax state it is reasonable and there are plenty of choices, if you live in a high tax state like CA it doesn't matter and may actually be better to also invest in a high tax state because you get credit for taxes paid to other states on your state income taxes.However there may be better deals in states that do have taxes but you'll be fine with or without them.

@Ryan Landis thanks for your response!

It all depends on your investment plan.There is a time point you can calculate that these two choices cost the same. 

Best Regards,Ryan

@Ryan XuYou guys are amazing thank you so much!

Hello Ryan,First off thank you that was a lot of information and majority of it I am not sure of or I do not have an answer for thank you and if I have any more questions I will reach out I do appreciate it 

@Ryan Xu Appreciate it!