THE MOST IMPORTANT THING I LEARNED ABOUT SALES IN 45 YEARS IN REAL ESTATEI, like most people, thought exceptional success in a sales field was due to a unique ability of an individual to somehow “connect”, “convince”, or “persuade” people to purchase the product or service the salesperson was selling.

For example I bought a duplex earlier this year that had a tenant who hadn't paid rent in a year, wouldn't allow access to her apt for showings and all utilities were in the basement accessed by her apt.I got this place for pennies on the dollar.

Network with other individuals there and I'm sure you'll gain valuable information from them.

Both you and your husband (and also your immediate family members) are considered disqualified persons to your 401k, so you are not allowed to provide any services to the plan nor receive any personal benefits from the investments of the 401k plan.

Generally this ends up being allowed deductions for specialized or safety equipment. 

Are there any lenders who allow 20% down DSCR for a first time homebuyer? 

This will allow you give a reference point on how much potential rent you can receive.

Any answers to these questions and any suggestions about how you would set up your business in this scenario to maximize the offset to your regular individual income from another source would be appreciated.

This will allow less than 20% down. 

Two of the 18 did not give bids, but indicated to investigators that they would; if those bids are submitted, the individuals will face misdemeanor charges of contracting without a license.