Hopefully they are open to make adjustments if it is low

You may be able to gauge how they react so you can adjust it before you spend a couple hundred bucks mailing out to the masses.

I guess i can adjust later.  

That last one is OK to be adjusted b6 common factors to make it fit better like it's location, return wanted, and the overall economy and possible inflation.Another factor that can play with your results like your loan interest rate or it's terms. 

All the inputs are user adjustable to account for growth assumptions, tax rates, etc.The cash in hand vs cash in a tax-deferred account is entirely up to personal preference.

If you have run out of money, then you definitely should not rent it as landlording is a capital intensive business.  

For example, Austin has seen such intense demand and limited supply that a 600 square foot house costs what a mansion does in other parts of the state.

Currently I am building my network of local agents and property managers. 1yr - 2020:  Buy & Hold | 10-20 doors | $30-$60k/unit | Class B - C | Phoenix/Tucson, AZ | Multifamily apartments (would opportunistically consider mobile home parks with adjustments to above)5yr - 2025: Buy & Hold | 500+ doors (~$10-15M mrkt val) | varied | Class A - C | multiple locations | MFR, mobile home parks, self-storageMFR Education:I currently listen to 2-3 BP MFR podcasts per day (2x speed!).

Adjustable?

The income for qualification is derived from the rents or the market rent.An ARM is an adjustable rate mortgage meaning the rate adjusts over a set time period.