The local bank is super annoying to work with and is an ARM that adjusts in 4 more years. 

If so, would you be able to reap the benefits of the card (miles, rewards, cash-back etc.)?

They don't adjust the claim property but typically hit you on the future purchases.

This way, we could have the benefit of locking in the option to buy the property but we wouldn't have to qualify for the loan just yet.The way I think this could turn into a "househack" of sorts is if we found a different property to buy, instead of following through with the option, and then turned the lease option we were in into a sandwich lease option and started making money on the property after we moved out.

How often does your rate increase/adjust? 

Ya the tax benefits seem pretty straightforward, it sounds like Treasury still needs to provide guidelines on funds and how they get certified (or something along those lines).

My wife was also in the military, so we had two VA loan benefits we could potentially use as needed. 

When I have to adjust this on Airbnb it takes some time to navigate to the menu where this is buried. 

I'm planning on purchasing a Triplex it is already rented out slightly under Market but I can adjust things does anybody have any tips of what I should be looking for or what I need to think about

There aren't many renters in the area, and while we all know many great renters that would give you the shirt off their backs, there is a negative stereotype about renters that exists.While there is nothing they can do legally, I like my neighbors, want to have a good relationship with them (they have my number, and would likely text me if the renters are causing havoc, for both their benefit and mine).Have any of you experienced this, or have any tips on how to "break" the news?