When I worked in banking we occasionally had these issues arise, and it was simply an issue of a bank employee filling out a form and submitting it after accepting the deposit (NOTE:  that was well over a decade ago, so things may have changed slightly since then).  

In contrast, Wisconsin has made tremendous strides reducing waste, bloat and taxes, and the results are starting to show.

Occasionally, you will see a newer, contemporary style kitchen that has very light birch or maple cabinets, but the vast majority of kitchen cabinets are  painted; about the only time you will see kitchens with all dark wood-stained cabinets on HOUZZ might be in the ads from cabinet companies or contractors!  

Yes it basically just means that you would refinance it as a "second home" and sure it gets rented out occasionally but you don't "need" to have it rented.If your W2 works for this, its fine, the other math and forumlas really start to become a factor when it is house/mortgage #X rather than your second one, or if you could not quite cover it with your w2s.

I also wholesale occasionally, which is how I got started in this business. 

It's worth losing a deal occasionally to set a precedent.

Yes, occasionally you can buy a stock at the right time that skyrockets but good luck doing that year after year.  

My kids play it, occasionally.

Our recent experience with Hudson and Marshall is they are now selling mostly HUD CWCOT’s with occasional Fannie Mae and Freddie Mac’s, Wells Fargo, Chase, and Bank of America.

@Lisa Irimata I have a few STRs in Florida and occasionally I use mashvisor to check on my own property and the data is about 90% accurate.You way want to use one of those services to have an idea on occupancy rates and ideal strategies.