>> If you plan to negotiate a loan modification instead of an early payoff, that may be challenging.

Are most of your tenants credit challenged?

I think that a lot of your challenges can be better answered by reviewing the forums and especially the podcasts.

Arh, licensing requirements are unique to each state, so you'd have to investigate the requirements for the state(s) you want to be licensed in.Congrats, James!

It may be challenging to learn all u need to know in a few hours.

That being said I have been focusing my buy and hold stuff more out of state recently to get better cash flow.There are a lot of challenges to having rentals remotely.

Each are unique and different, so go to both!

I skimmed the terms and conditions of legalzoom, and although they have similar limits of liability at least they do not appear to suggest external counsel for one's unique situation.

There are local banks that may be able to do a cross collateral loan which is one larger loan that liens all your rentals together.However very specific advice on your scenario can vary depending on your unique scenario, financial statement, credit, and etc

The challenge we face as a family is the cost of living due to family size and So-Cal real estate prices!