The conventional loan mentioned that does 80% arv requires 2% origination to the lender, charges a 1% prepay in the first 3 years, broker has to add in their origination, and then you have all the normal closing costs.

I always had a good spread between the underlying loan and what I was charging on that loan, and I had the cream on the second that I took.As those loans disappeared from the market I found it more feasible to just buy for cash, and resell on low down-owner will finance deals.

No,I don't give rental credit and I usually charge higher than market rents.

What fees can be charged and how much will be determined by state law.

I once had a tenant tell me he was going to take this one to the judge, I told him that was OK with me, that I was pretty sure Judge Yeomans would probably want to charge at least that much to do that job.

Currently 18% annually is the highest you can charge for most things connected to real estate.

Per ORS 696.990 this act is a Class A misdemeanor and subject to the violator being charged a penalty.So I'm sure other folks have come across this and I want to see how you handle it...

Its odd because more than half of downtown is vacant, and its not hard to find lease space just as nice for less than half of what they are going to be charging.

I still have one from way back when that's just not worth paying off cause they charge me next to no interest.

I've got a friend in the business, who doesn't really cut me any breaks, he knows he can "slip" my job if a bigger one comes up, and most important he doesn't have to charge me the FULL SLAB, as long as I use a very common granite!