Hey Selina,Rates will be pretty deal specific as residential focused DSCR with your history would be better then even a true commercial property.

Much of our value came in tackling other people’s problems, specifically large, unwieldy renovations.

If you need specific advice, try to ask specific questions.1.

Or the alternatives are to receive BSEED tickets, tenants can put rent in escrow, etc.

Ultimately, the decision to purchase now or wait depends on your financial goals, risk tolerance, and the specific opportunities you’re considering and every situation is unique, so what works for one person may not be the best for another.

I already have a general game plan set up but am trying to explore all of my opportunities before committing to any specific strategy.

The expert that work in this are usually able to roam freely in specific county and understand the intricacies around it.

Probably a better STR market there, assuming they haven't change the rules on themAthens - growing area, probably still a solid play for both mild cash flow and decent appreciation at this time with the right deal; we don't invest there, so I don't know that specific market well, but our west Madison properties rent easily. 

Our market is literally built for STR as the communities are zoned and built specifically to be short term rentals.

My idea for an alternative is to use Bill Pay and just register the CC payment by transferring from the checking account and writing a "check" from the CC account for all the bills paid in that period.