The chimney contractor replaced the cap, but requires the branches be trimmed before he can perform repairs on the chimney because it is still leaking into the fire place after the cap was replaced. 

Low salary, low on funds, low on knowledge.

Can you please advise me on how to purchase an out of state home where the owner has a reverse mortgage on it? 

You also have to be very active on the BP forms to get the most out of the leads along with having an online presence.

If you have multiple properties where you can do this, you can finance a very nice lifestyle and still retain the underlying assets.Just curious the groups' thoughts on this?

Seller who had been on the property and had gone through divorce.

Why not do a cash out refinance on one of these deals?

Luckily they didn’t call the note on me because they all have 2.75% interest rates.

So on a 12 unit, I would keep an operating cushion of roughly 24-30k. 

No one can answer questions like this because the strategy depends on the investor's level of interest, financial framework, location, and many other factors.