For preferred jumbo investor lending programs check in with @Joseph Chiofalo to help with baseline structuring and a Pre Approval vs PreQual which has helped several of my luxury buyers win competitive offerings.

Itʻs been sitting in foreclosure for a few years and I wanted to ask some questions about it and maybe put in an offer.  

There are different types of investment properties, such as multi-family properties, single-family homes, and beach houses/student housing near universities, which offer income diversification, house hacking potential, and scalability.

You'll typically see them partnered with traditional Self Storage - meaning those Facilities offering Storage Units for folks to store their household treasures AND on-site parking spaces for Boats, RV's, company trucks, etc. 

I then thought of the idea to offer they a fixed rate if they private lended me cash on a short term (5-10 year) period.

Actually, looked at a $2.5mm offering and they only had $800 of property taxes. 

Probably not.When I have offers due on my listings at 12 noon on a Tuesday, and Im calling all the agents who submitted offers to negotiate those contracts.....and the part time guy who is at his day job doesnt answer...what do you think happens to their offer?

For conventional financing, condos need to be 'warrantable' if the condo or HOA doesn't meet those guidelines it is 'non-warrantable' and there are alternative or Non-QM (non conventional) lenders that offer financing.

What terms are they offering?

Whether you're an experienced lender or someone with valuable insights to offer, your contribution would be immensely valuable to me and others who may be considering a similar path.Thank you in advance for your time and assistance.