Suggestion:- 30% down on purchase/renovation costs (minimum)- 8.5 - 9.5% interest rate- 15 year am"It's just like a contractor doing a job.I can go out and find someone quick to paint my apartment unit for 500 OR I can take some time to find a painter that I can get to work for 75.00 a unit that does a good job.I believe finance is the same way in that there is a bunch of money wanting to lend at rates and conditions that are not attractive to a buyer.So you have to find a lender willing to take less than the majority so you have an advantage.A question I have thought about is would you target one really wealthy investor or a bunch of smaller loan investors??

Not many super bargains to be found.I think the market for flippers is pretty good if you want major projects and mold elimination.

Yes, I am doing both, but I'm placing far less capital towards debt, which should get paid off just fine if and when inflation rears its ugly head, and allocating the majority towards financing at these super-low rates.

After reviewing, shoot, about 100 or more cases, I can see there are NO absolutes and the majority of cases where the entity was set aside usually involved fraud, gross negligence (such as your New York "lead-lord"), or a clear cut case of "alter ego".

The reason for the cheaper cost is that I will be doing the majority of the rehab myself.

They are good resources and can help any investor understand the major points of the law.

We find the "member helping member" attitude to be a major reason for us being successful.Mark

Does tenant pay for it all including hvac and capx or are those two items + anything else "major", the landlords responsibility?

Personally, I would invest a majority of it in inversely correlated ETF's with a brokers that allows your to borrow at a low rate against your stock.

While you have a bidding war to lose, you also could potentially lose a good bit of upside if the market drops between now and Spring.If gambling and trying to time the market is something you want to try, I recommend you hold off until next winter after the election, hope that there is a major change in which parties are elected, and then take advantage of the influx of new politicians and their staffs to DC (who will be looking for places to live).Of course, I believe that's a bad decision as well.