I guess I shouldn't have waited this long to reach out to him, but in prior years I'd set an appointment with him for that same week and would be in and out within one hour. 

Either the rates improve and it can cash flow with a long term mortgage or I can sell it when the market improves (I feel like both will happen at the same time). 

How long have the two of you owned the property together? 

Indy is an incredible place for real estate investing right now, especially with the kinds of properties I work with—new construction duplexes that are perfect for both cash flow and long-term appreciation.Feel free to reach out if you’re interested in exploring opportunities in Indianapolis.

Looking at a strategy to Brrrr or light rehab to rent out to long term tenants.

Rates and terms tend to be the same as the US. 

Some lenders offer flexible terms tailored to investors, which can be a game-changer.

Folks may be familiar with the terms “visionary” and “integrator”.MF teams need both.

@Alex Silang I'd only consider a STR that makes sense with a long term tenant.

But how long will it take you?