Commercial loan How did you add value to the deal?

The amount you see as the sales price may mislead you.

I would go middle of the road on efficiency if the tenants pay heat. 

I want to say its like a C neighborhood (not sure if there's an actual site that'll tell you more accurately).He already has a team in place and I'm pretty much just taking over his property and its pretty stable.

If that is one of the only contractors and the lien is considerable that’s another story - but not enough info to tell

Quote from @Gabriel Santin: You can get an approval from the HML and get that to show the agent..

VA and FHA loans are basically the only assumable ones in the market place.

Cash with investors How did you add value to the deal?

My lender seems to have done a little mistake and my father who is co-signing was never told he has to be down here for the signing which was suppose to happen today at 1:00 and it cannot happen without a wet signature from him.

My suggestion is to build a spreadsheet and include the net cash flow to you for every month of the deal, then use the IRR function to figure out your return.