Is there a creative financing offer I could work up?

Stat. 440.03(4) which is about being unlicensed broker.Here was my response:"I purchased list from public data.I am looking for houses with equity that I can buy.I buy direct mail lists.Im not targeting her specifically.Im a real estate investor.The letter says Dear Homeowner.I dont know her first name.I am not soliciting or selling anything.I am wanting to buy.here is link to my Articles of Incorporation for Rockstar Realty LLChttps://www.wdfi.org/apps/CorpSearch/Details.aspx?

@William White I did try to understand her needs, and to some extend, maybe I missing a opportunity to do seller financing or some "more creative" deal here.

They are not even cousins.The IRS isn't in charge of assessing financed transactions except as to tax matters, your CPA probably isn't versed in originating financing agreements, that's a bit out of the domain for a CPA and the Federal Tax Court isn't the proper jurisdiction for RE transactions except as they pertain to taxation.They were also speaking to what not to exceed, not what the customary or average credit was being allowed under options, 10% of "firm" equity places a buyer/borrower over the hump for the financing required, most contracts shoot for 10% equity to be acquired.Dodd Frank incorporates the SAFE Act by specific reference.

You may have to become more creative with underwater houses but if the owner has no better options, you may be able to find something that works for you.

Still looking to use creative financing.

Hello fellow investors,Any suggestions on creative financing.

You may want to consider adding that to future leases and/or incorporating it into your current lease via an addendum.

Talk about creative RE funding!

If the answer is yes, If your current broker is not familiar with creative financing such as wraps, and subject too, could this be a problem for the realtor who is being sponsered by the broker?