Is anyone familiar with upfront fees associated with going 10% down on a second home mortgage.

1) 900 out of 1000 commercial listing agents, and commercial real estate sellers, will throw it in the trash as soon as they see "0% down residential mortgage of the VA variety on commercial real estate" without even responding to your offer or giving your agent a courtesy call. 

I would recommend buying now and refinance when interest rates go down significantly.

Lance - I've have contractors take down popcorn ceilings in a few single family homes that were built in the 1950's, but I haven't had anyone say that they might have contained asbestos.

Most economists would call this a bubble and when it pops the prices come crashing down to the level where they should be. 

In fact the family and I are heading down towards Munster to start our feelers today as part of a road trip, heading further east until Valparaiso to look at all the local neighborhoods. 

Put 20% down on the duplex and did a BRRRR on the single-family

I would be willing to pay the gap as a down payment and assume the loan at 3.875%.2) I agree!

The way I heard it explained is that you take over the existing mortgage and then you can either rent it or transfer the mortgage to someone for free but the videos I’ve watched never say anything about giving the seller anything other than money down to lock it up.

We DO plan to offer these marketplaces in future years, and hope to meaningfully cut down on situations like this (although you can never fully avoid them).