Skip to content
×
Pro Members Get
Full Access!
Get off the sidelines and take action in real estate investing with BiggerPockets Pro. Our comprehensive suite of tools and resources minimize mistakes, support informed decisions, and propel you to success.
Advanced networking features
Market and Deal Finder tools
Property analysis calculators
Landlord Command Center
ANNUAL Save 54%
$32.50 /mo
$390 billed annualy
MONTHLY
$69 /mo
billed monthly
7 day free trial. Cancel anytime
Pick markets, find deals, analyze and manage properties. Try BiggerPockets PRO.
x
Results (10,000+)
John Thomas Beginner looking for coaching/guidance/mentorship
30 April 2024 | 43 replies
I make $120k - $150k per year and am based on the west coast.
Yael Fuerst Tax question on refinancing
29 April 2024 | 3 replies
Debt is not taxable income, so there should be no taxes due.I'm no lender, but you will need an asset-based loan like DSCR (debt service coverage ratio). 
David Ounanian What financing options are available for real estate investors?
30 April 2024 | 2 replies
Here are some common financing options:Traditional Mortgage: Obtain financing from banks with a down payment, paying off over time with interest.Hard Money Loans: Short-term loans with higher interest rates, often from private investors, suitable for quick acquisitions or credit-challenged investors.Private Money Lenders: Individuals or groups offering direct loans, with terms negotiated privately.Seller Financing: Buyers make payments directly to sellers over an agreed period, with terms negotiated between parties.Home Equity Line of Credit (HELOC): Borrow against existing property equity with a revolving credit line, typically offering flexibility.Real Estate Crowdfunding: Pool funds with other investors via online platforms for various real estate projects, offering diverse investment opportunities.1031 Exchange: Defer capital gains taxes by reinvesting sale proceeds into similar properties within a specific timeframe, useful for tax optimization.REITs (Real Estate Investment Trusts): Invest indirectly in real estate through publicly traded companies, offering liquidity and diversification.Joint Ventures/Partnerships: Collaborate with other investors to share resources and risks, leveraging each other's strengths for larger projects.Subject To Financing: Buy a property subject to the existing mortgage that's in place on the property (doesn't get paid off when the property sells).Assumable Mortgage: Buy a property and assume the mortgage that the seller already has in place.Lease Option: Rent a property with the option to buy it prior to a later date.Debt Service Credit Ratio (DSCR): A loan approved based on the income potential of the propertyThese options cater to different investor needs, preferences, and financial situations, providing flexibility in real estate investment strategies.Thanks,
Justin Melton Financing STR Same neighborhood as current property
29 April 2024 | 22 replies
But after the first few weeks the listing is going to drop since it won't be "new" anymore and bookings may also drop.
Tamera Muniz Mortgage company denied request to transfer property to LLC
1 May 2024 | 16 replies
Each structure has its pros and cons, so it's essential to evaluate them carefully based on your individual circumstances.Ultimately, navigating the transfer of a property to an LLC can be complex, especially when dealing with mortgage lenders' policies and requirements.
Rome Gal Bad or good investment? Hard Rock Hotel Room San Diego...
30 April 2024 | 18 replies
Keep in mind these numbers are rough and based on my memory of the few owners draw statements I've seen a few times and it's really a basic quite, two queen beds.
Robert S. Standing water in yard and window well
1 May 2024 | 30 replies
Those should go all the way down to the base plate. 
Amit Shukla Tips for reviewing the insurance policy?
1 May 2024 | 14 replies
Based on the recommendations in this forum, I got quotes from Proper, CBiz, and Foremost.
Shahar Segev About to do my first flip in Valencia, Spain
30 April 2024 | 2 replies
Ideally, my buyers are fully employed and financially liquid foreigners - be it from the US, the UK, central and northern Europe - either a single person or a couple with 0-1 kids, looking to live there right now, rent it out as an investment and then sell it, or use it as a future base for retirement.
Pamela Guillen Investing in North Carolina
30 April 2024 | 8 replies
They have to large military bases that leads to a high number of individuals looking for LTRs.