However, the tenants pay all utilities/snow removal/ lawn care.

Be careful about performing criminal background checks, as it can be seen as a form of discrimination.

It’s my theory that they put it into their matrix because it shows you care about your business.Also get yourself a copy of the E Myth!

Be a bird dog and find the deals for other apartment buyers.7.

Hire out for snow removal and lawn care and save money on purchasing/ storing equipment. 

Both structures have their separate utility meters.The main house was leveled in 2003 so that will need to be taken care of; 4.5k. 1.5k for drywall repairs after the house is leveled. 

So interview some banks, narrow it down to 2 or 3, and get loan estimate for each.Admittedly, the Loan Estimate doesn't tell you if they are fair, honest, responsive, care about you, etc. 

care to elabarote a bit on how you financed the purchase and rennovations?

I also think it is a good idea to minimize your taxes now, while positioning yourself the best you can for the future (where everything is an unknown).It certainly would not be a bad thing to also use your retirement accounts to invest in real estate (as long as you are very careful to follow the rules- avoid self-dealing!). 

You'll want to be careful not to pierce the corporate veil and ensure your business is run as an actual business properly.