. - No one is building office of any sort right now, and net new supply will be low for some time. - Prices reflect this pain in office- Many high income earning millennials are, finally, moving to the suburbs.

With any lender though, the DSCR requirement is probably higher,  some lenders start asking for tax returns, in place rents becomes more important, current occupancy, and other factors that a residential property does not have to worry about. 

I current get $1,000/month for the single and based off local market expect to get $1,500/month for the other part of duplex (mortgage is $2,080/month after putting 20% down).

For a commercial broker, take a look at who has a majority of commercial listings on LoopNet/Crexi in the desired area...OR for the property type you're exploring definitely check in with a local CU or your current banker for both a RE recommendation and lending options.

I currently have a fixed rate of 2.25% for 25 yrs.

Is this possible in 5 years and, if so, what are some ways I can accomplish this with where I'm currently at?

The current balance as of 8-1-2024 was $406,301.27.

I currently do not have one.

Hello, I am currently an 18-year-old entering college who aspires to become an investor later in life yet I understand there's a lot for me to learn.

The current layout is a 2/1, to be converted to a 2/2.