Before, during and after closing your mortgage professional should be responsive.

With buying a home for personal use, what are the best months of the year to purchase where the cost will be lower.

This lowers the energy bill for the tenant as they will use the window a/c units much less.Since it’s near the lake, it gets pretty humid and stuffy and air circulation is a tremendous help.It’s also much quieter, which is good as that area is relatively peaceful. 

Loan 1: Loan Amount: $525,000 - $75,000 funded at closing (less fees and reserve), then 6 draws of $75k asduplex is built.

Let’s use fictitious $100k property (we will ignore closing costs for this example) that goes up 10% total (this is less than 5% annual due to compounding) in 2 years.  

Beyond the simple solutions like “do repairs yourself” or “Refinance to lower rates”, etc.

Full Brick Detached Duplex in Optimist Park (4 Bd/2 Ba) 1610 sq feetPP: $565k                                                                                            DP: $28k                                                                                              Closing Costs: $0 ($15k seller credits)                                            *Used to cover CC & Buy Down RateRenovations & Furnishings (MTR/STR): $47kCash Invested: $75kARV: $675k-$700kJust a quick aside, I think right now is a great time for an investor, because there are a lot more people on the "side line".

I work with a lot of investors who own properties in Austin and their battling the same thing you are right now so they've shifted to areas like SAN, DFW, Memphis, Little Rock, OKC and Tulsa for a variety of reasons but the top are price points are lower and rents are stronger.

The changes don’t go into effect until November 18th, 2023 but that would be reachable for anyone, even today, if they went under contract with a 40 day close in order to execute after that effective date.Does this apply to 2-4 unit investment properties?

Our mutual friend, knew the arrangement that I offered her in letting her rent it at the lower rent as is.