@Jason Hsiao it is one property for appraisor/county tax collector purposes. 

Things go up in prices, but they don't boom.  

Pittsburgh has multiple top tier universities, we have a booming technology center, lots of movies/shows being filmed and studios being built due to tax friendly policies, we have moderate weather due to being out of the Lake Erie snowbelt, we are low-to-medium cost of living, and still have a ton of industry.

As a realtor, investor and 'developer' on the Pacific Coast, I sold several properties at or close to 'peak' pandemic boom in March. 

Hosts still stand to make more money now than they did in 2019, before the boom in demand for vacation rentals.""

Typically they've had all kinds of options thrown at them already, by the tax collector, by the attorneys representing the tax collector, by payday type lenders, maybe by investors prior to the sale. 

Catharines and Niagara Falls are currently booming and are quite pricey compared to the surrounding Niagara Region.

We are in a very stable market in South Texas that rarely has large swings up or down, but I imagine folks that live in other markets that have a tendency to be a little more "boom" or "bust" might want to maintain a lower LTV on their properties.

the phoenix market recently experienced a boom and the housing prices soared through the roof, however they are now slowly coming back down and i am ready to buy, however i think the prices will continue to fall alittle more and i could profit a little more from my purchase if i hold out and wait longer.

Matt Schelberg when we were very active in TAX sales in CA circa 1965 until 1985... here is how it went.100 people in the audience at the court house, tax collector would go through each item in auction style.