@Eric Black I'm confused by the equation you gave.

Originally posted by @Isaac Black:@Mike M.House is preforeclosure.

We clearly need to firm up our tenant screening process so these decisions are more black and white in the future.

If you feel nervous enough about a person that you can't trust them in this interaction, I assure you as time goes on you won't learn to get a warm and fuzzy.that said, find an equivalent statement from the same issuing bank on a google image search and compare. or find a local branch employee from that bank, make a copy of this statement and black out all identifying information and ask them if it looks like a legitimate statement from them.

I have fixed everything from clogged toilets to grease splattered all over the wall to a motorcycle being dismantled in the living room and the tenants below complaining of black oil dripping from the ceiling. 

Since the black mold issues surfaced in the 90's, many people have simply walked away from homes that were found to have mold.

I can't see painting the ceiling black.

This comes at the expense of displacing the existing Black population, a group that's occupied  the 5-points neighborhood since the 50's.  5-Points had a negative and scary connotation up until a few years ago.  

And a black swan event of course.  

Blacked out with a Sharpie?