We went into this investment and ran our numbers based on a 4 bed/2 bath.

Your contract better be rock solid and not some 2 page junk construction agreement you find on the internet or from some guru who has never actually completed dozens of construction projects. 

To get the underwriting based on solely a new appraisal, you'll need a ton of evidence - enough to convince an underwriter or risk officer who gets to make the call purely on internal company policy and not tied to conventional or govt published guidelines.All this being said, if you're already at a 1.0x with the current appraisal for the loan amount you want, going to 1.1x or 1.25x would only be marginally beneficial unless your lender wants 1.25x for some reason. 1.0x is generally enough to fund for most investors at or below 70-75% LTV.

A process servicer is the one who got me interested in what ever is going on here.

You'll have to find an answer based on zoning, demand, and your ability to control the appearance of the additional improvements - you don't want to create a junk yard behind your triplex!

The most expensive cost for me was the holding time and the stress of possibly raising the house by a foot from the Base Flood Elevation.   

The internet and TV has lead to the massive spread of information regarding real estate investing in the last 5-10 years.

What's the best service for running credit that will also show prior evictions? 

Three or more months and have the renters pay for water and electric but offer Internet and yard care. 

**I know this is all going to vary based on everyone's unique goals, timeline, and life situation**But I am curious to know how you think about your real estate portfolio and how you approach your strategy.