I have been on bigger pockets for a couple of weeks now a I have found all of you to be a wealth of solutions and answers so I thought I would share some details of my situation to see if there is any hope at all.

Ultimately, I understand the power of networking and how much it means to a business, especially in real estate.

I have contacted several wholesalers to bring me properties,  because I don't think I have the skills or staying power to market for distressed properties.

You need to teach some how to paint, but it really isn't that risky or difficult. things not to hire unskilled workers to do: HVAC, electrical, plumbing, structural, granite, basically anything that requires power tools.

@Jason A. : I too asked my Independent Agent about just having a Liability Only policy and he said that no Insurance company offers that. 

Take your timeI agree determine your niche NetworkI'm currently reading " Second Chance " by Rich Dad Poor Dad <-Take your time " Knowledge is the new Power " per Rich Dad Poor Dad author

According to the central banks of the world, there is no such thing as a bad investment -- any money spent is good money spent.I think the world should take a hard look at Japan, because I think that's our future if we don't boot the monetarists out of power.

Effective, sustainable, profitable, and delivers the optimal return on your time, skill, and money.One of my favorite Warren Buffett quotes, "Price is what you pay, value is what you receive".The investors I know that are most successful and who I most want to emulate, challenge me to focus on asking more powerful questions that will likely lead to more powerful answers.Here are some resources and areas of study that I have found to be extremely valuable.1) Public libraries & especially law libraries (nudge nudge wink wink) contract law, real estate cases and guide books that are state specific.2) Understanding title 3) Public record searching4) Studying marketing and human behavior: What influences people to say yes or no?

Self education has opened my eyes to the power of financial freedom from passive income. 

But at least you can see that you do have purchasing power should you decide to use it.As far as raising the limit on your card, if you have been using it I hope you have paid the balance every month.