Certainly, most people in this country lost a lot during that time, but among the "average Joe," there were fewer capital assets owned and therefore less of a proportionate drop (though if your sole asset was your primary residence, you probably lost a lot as well).Then, during the period from 2009-2012, if you were rich, you likely had some opportunities that were pretty unique in an historical sense -- real estate was as discounted as its ever been, taxes were low, fear was rampant, government policy favored them, etc.

I need an objective view :D Income and Expense Statement 2008 Total from rents $45,118.40 Expenses: Mortgage=$3,261.52 Homeowners Insurance: $4,200.00 Electric Bill: $267.08 Water and Swear Bill: $2,456.00 Heating Oil: Oil City: $2,185.20 Its a 5 unit building coded as an apartment.

I have seen more often than not that properties such as farms and ranches, condo hotels, income producing properties, or other unique properties were ineligible. 

However, at the rate you are going you won't acquire any investment property for years and I'm assuming that acquiring RE is your main objective. 

Because the rates are incredible and they're amortized over 30 and they do 75% LTV.I have 10 total spots I can use but am still sitting on a 3 of them right now.When I first started, I did my 4 conventional and then jumped into commercial loans but still do a conventional every now and then.Another one I did was on the residential side because the product was so unique.

My property is unique.

Unless you're taking the risk to put up an Airbnb in a restricted area, the only way I've found to exceed average market returns is to have a very unique property or experience or having impressive interior design and attention to detail.I've always found there to be three types of Airbnb investors who make money:1) The second-home investor - has a second vacation property that is very nice and furnished elegantly where the owner lists it on Airbnb when they aren't there.

It's important to have a clear objective in mind when investing in real estate.

As the years go by and you run into unique situations or things come up that are not addressed in what your using at the time.

Roofs, gutters, exterior paint, caulking (inside and outside), waste line inspections and/or cabling or jetting, interior plumbing and electrical inspections, HVAC service, and any inspect/service any unique elements you might have.