Yes, Vermont towns have the option for a 1% local options tax in addition to the 12% combined tax above. 

I typically get quotes from multiple lenders.

It seems like everyone focuses on choosing certain states based on rental laws and fees and fails to mention the the primary LLC should be in the state where the property is- in which case the the other state options are not helpful.The wyoming legal office did offer to set up a parent company under which my other LLCs be owned-- which I understand that concept.Thanks again!

You won't typically use DTI for a 41 unit building.

Consider a DST: A Delaware Statutory Trust (DST) is a tax-efficient, estate-planning friendly option for accredited investors.

So what are your options:1.

I responded to her FSBO ad and made my offer which she happily accepted: a 36 month lease option; I'll bring her mortgage current, (1 month, $800), and continue making the monthly payments; option to purchase price of $88K, (my estimate of value, $100K); and I had the right to buy, sell, sublet, or assign the property at any time during the 36 months.

You have to go to the zoning board to get it approved but it is typically a formality, unless the neighbors push back it should get approved.

Our typical client is a very savvy professional and not a get rich quick mentality with little down so they expect backing and Wen have provided it.  

The value of property and the rental income it generates typically rise with inflation, protecting your wealth.