@George BlowerThis is great information and your third point is some thing that I hadn’t even considered yet.

The Underwriters do not cover damage to the system orappliance from which this water escaped.And finally -- I heard thirdhand that one of the technicians who went out to the property to perform repairs had been to the house before, on similar work.

Within our smallest budget yet we added square footage to the basement, a big third bedroom in the attic and loads of goodies in the kitchen including a custom island we built and quartz countertops we cut!

i plan on buying a third, possibly a forth before the year is out(cash).

At the end of the day if you run your numbers correctly and perform proper due diligence you’ll do just fine No matter what path you choose.

The best documentation usually prevails assuming all lease terms, necessary repairs, etc. were performed on the property owners end of things.  

I performed cost replacement valuations for a couple clients down here in Florida to show that they were being overinsured for what the policy actually covers (i.e. policies do not cover foundations) and was able to get their rate reduced by giving them their own ITV they could present and negotiate appropriate coverage for. 

I don't think you have to as usually a better property performs better according to many data points. 

Assuming your down payment %, and loan % are the same, you are really asking “which property performs better?”

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