I am in the Virgin Islands, also challenging to find lenders.  

Even at that, all these years later I still have a lot of cash locked in properties. 

You are required to file a complete and accurate return, which means reporting the income that you earned along with atleast the direct expenses that you incurred on your rental.There are two comflicting forces - Your tax accountant wants to be aggressive with deductions because it will entitle you to paying less taxes(now or in the future).Your lender wants to see as much income as that will increase your Debt to Income Ratio(DTI).The good thing is that you can speak with your lender about 'one time expenses', that were only incurred in that year and are not reoccuring. 

I got a call today about my newly listed property in Raleigh.

So in the end, it's still okay.

My name is Brandon Ortiz, and I’m a real estate agent here in the Bay Area.

Or just help this whole journey I’m about to embark on go as smooth as possible My list would be in this order1.

There's nothing more important in REI than building a solid network.

For example is the 3/4" settlement in a main area of the home, is it in a basement?

Orange County, FL is a covered disaster area listed in the above notice.