Your low figure for this one is what's keeping your expenses so far below the 50% rule and you could easily be in the red on this deal.   

The name escapes me at the moment for what the business is called.

Any red flags? 

The building was running in the red and needed a lot of money for capital improvements.

If we educate them on having renters insurance for $10-$20 monthly and they balk at that it's likely a red flag.

Whatever the situation is, it would definitely need to be reasonable and not raise red flags. 

This is not me, at my company, this is our industry.  

I think I have solved the problem, just waiting for a rain to prove it before recovering the trench with concrete.Plan for my company:Real Estate investment is not my end point, and I believe with the proper plan I can skip the standard "buy 4 green houses, and turn them into one red hotel" method.

I want the subsurface clean and prepped for tile and in some cases I use red guard for extra insurance. 

And to reiterate what others have said, it's misleading, and damaging your name/reputation over an extra 10-15k margin doesn't make sense.I had a seller sell to me at an extremely low interest rate to incentivize me to hold the contract to save him on capital gains.