Being unable to pay the rent because of an unexpected bill is simply a sign of poor financial management.  

I'm including these details because they are affecting my decision making.

I've used this particular manager for 2+ years now and haven't received any complaints until now, but this one sounds like it could go poorly for me.I received a letteryesterday from the MA Commission Against Discrimination.

Real estate investing is not a poor man's game.

It's all about local knowledge.PM's here can be really poor.

You may be called on to prove that your decision of who to rent to, was entirely mechanical and the same for everyone or you get in trouble.

The decision to move to a lower priced market was partially based on the realization that starting a family and building a stronger financial and investing base from which to grow will be easier to do in a market like Sacramento, as opposed to Orange County, especially at that point in the market cycle. 

Over the past couple of months I have read Robert Kiyosaki's books, Rich Dad, Poor Dad and Unfair Advantage as well as Donald Trump's Art of the Deal.

I think they are poor planning tools.

You made the right decision @Gorden LopesA turnkey property usually means a small punch list and not a new roof