You've found a great resource, with on-line help and plenty of local folks.  

People are typing in "Im be-hide on my house payments in City, I need help" People do search locally for help so make sure your website is optimized to be found online for those targeted keyword. 

Look up your states foreclosure laws online and find out.

The Agents that I have contacted, tell you to go to their website fill out an online application, pay the application fees online… etc.

Use a 80/10/10 loan (ideal option) - My mortgage lender says that this is not doable for multiunit but i have read online that it is possible for 2 unit properties but not 3-4.

>>Insert Shameless Plug Here<<I spent hours online, making phone calls, swapping emails and if I just would have started here.....the agents that are in your market that are on BiggerPockets already know that you/we are investors so you've already got that out of the way. 

The best online RE resource in my opinion.  

There is no issue with giving a past owner an option to repurchase that I'm aware of in our area, a lease-option cam have a different flavor, so check with a local attorney.The option could be made with a third party who in turn agrees to sell back to the original owner, I think adding a buffer or strawman would clog any path back to you if you're not a party to that end transaction, you'd be letting someone to act as a wholesaler or buyer/flipper.

You can go online and set up any corporation yourself for a couple hundred bucks if you feel like you're savvy enough to navigate the process and understand the process. 

I can spot a "little old lady" house pretty easily by the pics online.